"Life is full of uncertainties, but your family’s financial security doesn’t have to be one of them. Discover life insurance options that fit your budget and ensure peace of mind for you and your loved ones."
About Me
Tony Ray Smith
An independent insurance agent based in Washington, DC and proudly serving clients across the metropolitan area. For over 20 years, he’s helped individuals and families in this region safeguard their assets, build lasting wealth, and create a legacy for future generations. Tony specializes in helping his clients plan for both their short- and long-term financial wellness, offering personal service, honest guidance, and tailored solutions that put their needs first.
Why Choose us
Protect What Matter's
Customized Policies
Tailored to meet your unique needs and goals.
Affordable Rates
Competitive pricing for comprehensive coverage.
Expert Guidance
Trusted advice from experienced professionals.
What Does Life Insurance Cover?
- Replacement of lost income
- Paying off debts and mortgages
- Covering everyday expenses
- Securing your child’s education
- Protecting your family’s future
How I can help you?
Quality Service For Your Needs
Asset Preservation
Life Insurance
Guaranteed issue policies*
Term
Whole
Final Expense
Education Funding
Final Expense Planning
Mortgage Protection Insurance
*A guaranteed issue policy is a type of insurance that guarantees coverage to applicants regardless of their health history.
Get a Free, No Pressure, No Obligation Quote in Minutes!
Fill out a quick form.
Speak with a licensed agent.
Choose the coverage that’s right for you.
Secure Your Future
It costs to wait!
The best time to secure life insurance was yesterday. The second best time is today. Every moment you wait increases the risk of leaving your loved ones unprotected in the face of unexpected events. Financial security isn’t just about money—it’s about ensuring your family can continue their lives without worry.
Your Family. Your Peace of Mind. Your Future.
I highly recommend Tony to anyone who is interested in setting up a life insurance plan. He is extremely knowledgable and professional.
Pastor Tony helped me secure life insurance when I thought it was too late because I am old. He guided me with patience and care, and now I have peace of mind knowing I’m covered.
Your story starts here! Reach out today for a friendly, no-obligation conversation about protecting what matters most.
F.A.Q
Do you offer whole life insurance products?
Yes. We offer a variety of whole and term products. We can customize our products to fit your needs because we don’t believe in the one size fits all concept.
Will I be able to afford insurance?
I work with all my clients to secure insurance that fits their budgets and needs.
Can you review my current insurance?
Absolutely! We love to provide free, no pressure reviews of client’s current insurances.
Can I insure my children?
Yes! It is one of the best gifts you can give your children.
Can insurance people outside of Virginia?
Yes.
I have some diseases, can I get life insurance?
Yes. We have some guaranteed products that do not take into consideration your health. These products are often at times a little more expensive, but are available.